[neilwilson]

Yet the wealthy have very large bank accounts and own an awful lot of financial assets.

Almost like you are completely wrong.

Not everybody is enamoured with shiny yellow metal.

The wealthy are not interested in hoarding stuff. The wealthy are interested in the flow of money that lets them do stuff - primarily by freeing up their time.

It's control of the annual pie that's the key, not a sitting on a pile of gold like Smaug.

[0]: https://www.amazon.com/How-Get-Rich-Greatest-Entrepreneurs/d...