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by Newtonip 724 days ago
I've only disputed a credit card charge once in my entire life (which I won) and it really was a fraudulent charge.

Other than that, the only credit card purchases I had issues with were done on online marketplaces (eBay and AliExpress) and in 100% of cases I was able to resolve it with the marketplace's own resolution system. In many cases, the vendor themselves refunded me without the need to have the marketplace arbitrate.