[RajT88]

Shared checking account and credit cards. We automatically transfer a set amount to it montly and adhoc if it gets low. Many shared expenses draw from this account.

We also have our own accounts and credit cards. We got married late in life (close to 40) and our professional priorities differed greatly. She came to the marriage with 6 figures of school debt and not many assets, where I had 500k in assets already and just 50k in mortgage debt (no other debts).

Our agreement was: I handle paying for our housing while she pays down her debt. After that, we will revisit our financial setup.

Works great for us!