[giancarlostoro]

We put money into a shared account for joint expenses, and she and I keep separate finances for ourselves, like whatever else is left over. I also try to put extra into the joint so we can have a joint savings, for emergencies and what not. My wife has her own personal savings as well, that she's always had.

I recommend just opening a shared account and putting a bit above the bare minimum into it. Keep some "you" cash so you can always buy yourself stuff, and you know, if you're ever buying surprise presents, she doesn't need to know. ;) Other people just join it all, and call it a day.

I only join whatever is a dual-expense, otherwise, its either on her, or on me solely.