[Finnucane]

We have a hybrid approach--we each have our own bank accounts and credit cards, but also a joint savings account and a joint checking account that covers regular household expenses. My wife is pretty good at doing the budgeting thing and makes monthly-averaged estimates of the regular bills. We have a joint credit card for shopping for stuff like groceries and other household supplies. We've been doing it this way for 20+ years and everything gets paid for and we rarely argue about money.