[soco]

Same here. I have some friends with clearly separated accounting, and they have constant discussions of the kind I definitely don't need. Mind you they are not fighting, just arguing what should go where. I know I would have worse discussions in case of a divorce, but I'll keep them for that case.

[sokoloff]

It helps that we're pretty compatible in terms of spending habits. I'm more of a cheapskate, but we're both well aware of the math of savings/retirement and neither of us spends stupidly in the other person's opinion.

If a heavy saver marries a heavy spender, I'm not sure that there exists an arrangement of accounts that will solve the problem, but separation of accounting may reduce likelihood or delay the inevitability...