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by ElevenLathe
733 days ago
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Whatever you decide, its important that the spouse is really, actually OK with it and understands it. Its nice to have one partner take care of "money stuff" but it's also nice to know you are able to do things independently of them if you need to. This is why most of our finances are shared, but we each have a separate account that we keep relatively well-funded that the other has no access to. I don't think either of us uses these except to check the balance, but if either of us suddenly needed to, say, buy airline tickets to get out of town in a hurry, we wouldn't need the permission of the other. We obviously also have our own 401ks. I think this peace of mind keeps decisions about joint assets less contentious. |
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