[sickofparadox]

If you want simplicity, go for a joint checking and savings, if there's a personal goal to be saved for by one of you, see if your bank offers 'vaults' that we can squirrel money away until you can purchase the camera or car part or whatever it is. Keeping most things in one place generally maximizes simplicity.

[sbolt]

Thank you. The vaults idea is cool, it would be nice to have some discretionary money for small personal projects.