[kbolino]

If so, that just raises the question: of what benefit is it to the banks to keep unused accounts open? The maintenance costs may be low, but they're still nonzero.

[thallium205]

Ask Wells Fargo -> https://www.justice.gov/opa/pr/wells-fargo-agrees-pay-3-bill...

[SoftTalker]

And yet if you have a "dormant" checking or savings acccount, many banks will start charging you a monthly fee.