[derelicta]

Tell this to the Citizens of Vienna and Singapore, where the landlord is the State, or not for profit orgs propped up by the State.

[zertrin]

What. No. In Singapore the state-built apartments (HDB flats) are sold not lent to the Singaporeans/permanent residents.

The state does not operate as a landlord. Most of the population owns their property here.

[ramesh31]

>Most of the population owns their property here.

...as a direct result of government policy that discourages landlording.