[JustNick]

"The best solution is not to need money."

This always is a good rule for any kind of business. not only about startups.

Paul, you're trying to explain basics of business processes.

In YC application, Faq there is an item in which you're asking to state is there any programmers in startup team, and explaining that if not, you better should have one. I think you should add one more item, on which YC team should have experienced and successful project manager, businessman who make startup profitable and successful.