> Danes have been making use of instant account-to-account transfers since the launch of Express Clearing (‘Straksclearing’) in 2014. Today, the mobile payment app MobilePay is used by almost everyone for instant peer-to-peer transfers. Traditional payment types such as direct debits are still widely used, however. Having been around for several decades, the direct debit schemes 'Betalingsservice' and 'Leverandørservice' are used by consumers and businesses respectively.
> All retail bank payments in Denmark are settled in the Kronos2 system, owned by the country's central bank, Danmarks Nationalbank, and cleared in one of three systems: Sum Clearing (‘Sumclearing’), Intraday Clearing (‘Intradagclearing’), and Express Clearing (‘Straksclearing’). These three systems dictate the settlement capabilities of the main schemes and payment methods available in Denmark.
> Danes have been making use of instant account-to-account transfers since the launch of Express Clearing (‘Straksclearing’) in 2014. Today, the mobile payment app MobilePay is used by almost everyone for instant peer-to-peer transfers. Traditional payment types such as direct debits are still widely used, however. Having been around for several decades, the direct debit schemes 'Betalingsservice' and 'Leverandørservice' are used by consumers and businesses respectively.
> All retail bank payments in Denmark are settled in the Kronos2 system, owned by the country's central bank, Danmarks Nationalbank, and cleared in one of three systems: Sum Clearing (‘Sumclearing’), Intraday Clearing (‘Intradagclearing’), and Express Clearing (‘Straksclearing’). These three systems dictate the settlement capabilities of the main schemes and payment methods available in Denmark.