[LamaOfRuin]

I sympathize with the plight, as I have also occasionally tried to fight this fight.

However, to quibble with your last analysis, you're almost certainly entering an agreement with the EU registered legal entity of a multinational company, and you almost certainly already had to do that to obtain the hardware, run the OS, use the browser, etc. The degree to which any of those contracts are enforceable is another matter.

[adrian_b]

Even if Google were treated as a local company, that does not change anything.

I find unbelievable that a bank has the arrogance of conditioning their services on whether their customers accept to do business or not with some third party.

I see no difference between the condition of having a Google account and for instance a condition that I should buy my car from Audi or from any other designated company, instead of from wherever I want. It is none of my bank's business what products or services I choose to buy or use (outside of special circumstances like when receiving bank credits).