[RDaneel0livaw]

It says JP Morgan Chase is on the list of providers, but in my online chase.com dashboard, I have zero reference to this service, nor can I find any way to use it.

All I see is the ancient dinosaur bill pay service, the ancient dinosaur wire service, the hideously expensive ach service, and then zelle. Some places accept zelle, some don't. Some people accept zelle, some don't. Which makes it impossible to use.

All those services suck. So what that means in real life, is just that everyone uses venmo and nothing else. Which I dislike greatly, but am forced to use.

I REALLY wish I could use this FedNow service, but I simply can't figure out HOW to do so.

[jqpabc123]

I REALLY wish I could use this FedNow service, but I simply can't figure out HOW to do so.

The FedNow service just went live in July of last year. Banks are still working to implement and test the new protocols and build it into their customer apps but it should be coming "real soon".

https://techcrunch.com/2023/07/21/fednow-is-finally-live-in-...

[skybrian]

You might be surprised how much this varies. I don’t know anyone who uses Venmo and never needed it. I do use Zelle in a few cases when a credit card doesn’t work.

It beats checks but is still rather annoying because sometimes Zelle says “no” for mysterious reasons.

[RDaneel0livaw]

Zelle is so useless. I really wish it would just go away!