[bitnasty]

Given the low ratio of “making it” to “wanting to make it” I would assume that there are many people who DO actually take out loans.

[arrowsmith]

Joe Satriani famously self-funded his first album by taking on large amounts of credit card debt.

I'm sure there are many, many other musicians who took a similar risk that didn't pay off as well as it did for Satriani