[carlosjobim]

I'm very aware of that, which just makes it worse. You now have multiple levels of strangers that are living on your back. Landlord, banker, insurance seller.

> the biggest cost is usually mortgage interest.

The tenant is paying for that.

The situation is absurd. The tenant is paying the entire mortgage and interest for the property and can be kicked out at any time, while the landlord does basically nothing, pays nothing, and the bank can not kick him out just because they please.