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by lm28469
743 days ago
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"free" health care and other benefits aren't free though, they're paid by taxes on working people, if everyone (or even 10%) retires early and ask for them it doesn't work I'm not saying it's impossible but it certainly isn't "anyone at anytime". In France for example 48% of people earn bellow 2000 euros per months. If you play the game you have an OK life with health care, a good flat, a car, whatever... but if you want to retire before the legal age it's next to impossible, you just can't build enough savings. If you work in a big city you'll never be able to afford a flat there, if you buy cheap property far away you'll need to pay rent in the city + mortgage. Best case scenario you'll need a 20 years mortgage, most likely 30. You cannot be in debt to more than 30% of your net income, meaning 2k net per month gives you a 600 euros mortgage, assuming 0% mortgage you can't even afford a 150k euros property over 20 years https://fr.statista.com/infographie/25111/distribution-des-s... |
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