[eli]

Probably related to soliciting donations (See "Businesses that are prone to abuse by fraudulent actors" on that Stripe link)

A lot of payment processors do not like it when individuals (versus certified nonprofits) take donations. Because, well, it is more prone to fraud. It's a really easy way to cash out stolen credit card numbers. The systems are set up for a transaction, not a one way transfer of funds.

[Finnucane]

"taking the wife out on date night" sounds like the kind of thing a regular nonprofit wouldn't be able to solicit donations for. I have no reason to believe that the OP is not representing that honestly or abusing it, but Stripe is not going to care.