[BrentRitterbeck]

Adamant as in passionate. This needs an explanation.

My father will never be able to retire. What funds he did set aside were slowly used up when he was unemployed. He lost his job at the height of the financial crisis. Now, the root cause of the financial crisis has been, and continues to be, hotly debated; however, I side with the people who claim risk was poorly understood, and as a result, poorly measured. My involvement with risk management is directly linked to what I have seen my father experience. I hope that clears things up.