Adobe Photoshop already checks for currency/money. And their AI extensions certainly check for “inappropriate” material. And there is a disclaimer on their cloud storage service that it can be searched.
Photoshop isn't created by Microsoft which has a completely different corporate ethos than Adobe. Whataboutism doesn't really work regardless of how it is attempted.
The multitudes of pearl clutching types that use Windows vastly outnumbers the number that use Photoshop. If some body goes online and says that Microsoft is allowing Windows to make kiddie porn, the backlash would be for greater than if some company famous for making software used by artists. To even think it would be different is just not being honest with how the world works
All it would take is a tweet that says someone used MS Paint to do something that the MS AI system allowed them to create, and the internet would go into fits.