[zug_zug]

I didn't downvote, but I disagree. You put forth the question of when a company might rightly not use terraform and I think I can answer that.

I think of terraform as a form of insurance. It's "Oops manual change" insurance. In the event that somebody breaks something in the console and you need to undo it, it's exponentially faster-easier. However you have to pay premiums to get this insurance as well as a setup cost.

So is the insurance worth it? It depends on the org. But I've seen small places where it's a small team that communicates well and nobody screws around in the console with stuff they don't understand (and if they break it they can own it). So there absolutely are places where the amount of time terraform costs you (in learning, setup, and extra PR time, waiting for atlantis to finish, locks) is higher cost than the time saved when you need.