[brutus1213]

Interesting point I never considered. Is the cut off for UC really just 1 million dollars in net worth? Seems implausible given house prices in places like California. Is essentially every home owner UC?

[aeonik]

Net worth means after debt is subtracted.

If I convinced the bank to loan me 1 million dollars for a 1 million dollar house, my net worth would remain unchanged.

https://wikipedia.org/wiki/Net_worth