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by jethroalias97
5135 days ago
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(People with serious, chronic pre-existing conditions are another matter entirely)
They may be another matter, but does that mean they don't matter? I expect that number to be really, really low.
Insuring this entire population against that event seems silly.
That is sort of the definition of insurance: Trading a small regular payment in exchange for being protected against very unlikely events. The argument, "it's ok if some people fall through the cracks because it is so unlikely," in the case of insurance doesn't make a lot sense. |
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I was actually in that sort of position. Do I spend 80k+ on medicine or just let it be because that's a ridiculous amount that my insurance wouldn't cover because of my pre-existing condition (that really only sidelines me now and then)? If I was still working at a corporation, I wouldn't have had an issue. Alas, bootstrapping and freelancing are different ball-games altogether.
Thankfully, I had the choice of moving back to Canada. In exchange for tax-payers taking the burden of my medical costs for a month or two, I recovered as a productive member of society, i.e. paying taxes, contribute to the economy, and started a business here of my own. As much as I loved living in the U.S., I feel a responsibility to return something positive back to Canada for giving a shit about me instead of trying to gouge me with fees.