[DaiPlusPlus]

You're not wrong - but healthcare is the concern here because it represents the risk of sudden, unexpected, and massive costs at the worst possible time. Whereas having to eat and pay rent/mortgage is a known and predictable cost we can plan and prepare for.

[ghaff]

As is private health insurance.

[DaiPlusPlus]

From the quote:

> after your health insurance ends

While the ACA filled a lot of gaps, it's still possible to find yourself without insurance and without any insurer who will take you on - or being unable to afford it (which is what unemployment tends to do to people...), especially if you're above the cut-off limits for state and federal aid.