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by vineyardmike 768 days ago
1. Yes the article says that insurance agencies can only look at historic risk, not future risk. So a region becoming more fire prone won’t be reflected.

2. Presumably an area that just experienced a fire is now at lower risk of a repeated burn?

1 comments

> the article says that insurance agencies can only look at historic risk, not future risk

The article actually doesn't say that, that's a quote from a different article that I linked to above. The article only mentions the increased risk of wildfires and doesn't place any blame on California's regulatory environment at all.

My other comment: https://news.ycombinator.com/item?id=40260160