[njarboe]

Do you have full coverage on your car? You should consider dropping that. Vehicle theft should not be increasing liability costs that much.

[tristor]

I am required to carry full coverage because my car is financed. Even when I've paid a car off, I still carry full coverage, because liability-only policies tend to not help in my past experiences mostly due to the absolute epidemic of uninsured/unregistered cars on American roadways.