[spicybbq]

> Who spends 10k/year on a car[?]

The average new car buyer. The average payment on a new car is now $726 per this source (some sources have even higher numbers). That's about $8700 per year. That plus insurance, fuel, and maintenance puts you well over $10k.

https://finance.yahoo.com/news/average-auto-loan-payments-ex...

[polski-g]

Car payments aren't "spending money on a new car". You don't own it yet, you're still buying it.

The insurance, fuel and maintenance are correct though.