[boppo1]

Yeah, this is a big one. How'd that happen in the first place?

[Duwensatzaj]

FDR froze wages during WWII while excluding insurance benefits.

That plus tax subsidies for third-party insurance and we ended up in the current mess.

[breck]

I never knew that. Thanks.

A good example of disastrous 2nd order effects.

[cryptonector]

You're looking for ERISA. And the ACA.

[ajkjk]

The whole system remains a disaster, just slightly less of a disaster than it was.