[jacobp100]

First time buyer mortgages are 35 years, you’d buy as a couple so it’s two incomes, and 1% is £180k

Also either your description is wrong or the valuation is wrong. 1 mile from e.g. Orpington would be around £500k for a 3 bed house

[matt-p]

In the new cross area it's a minimum of 600k for a three bed and I'd say it meets pretty much all of the above criteria.

[flooow]

Bingo

[matt-p]

It was a tragically accurate description then. Also worth noting it is one of the cheapest places in zone 2, and only has trains or overground. It does feel (and is) genuinely unsafe, particularly if you don't get home from work until it's started getting dark. It may be slightly cheaper to buy in zone 4,5 or 6 but most of the saving in house prices is going to go straight out the door on more expensive travel cards.

The poster above mentioned 500k in Orpington, well that's zone 6 so a travel card is an extra 140 per month per person so if there is two of you you're spending alot of what you've saved in the house price on that and you also both have to spend a extra 30mins in travel time each way, so an hour of extra lost time a day. Is it worth all of that to save 100K on the purchase price?

[jacobp100]

Orpington has fast trains so you can be at London Bridge in under 20 minutes and Charing Cross in slightly over that (+ walking time to the station). As long as you pick the right trains, it’s similar in commuting time - just a bit less flexible

I don’t live in Orpington, but I do live in zone 6. My door to door commute is also 45 minutes