Well I have clients that pay me in cryptocurrencies monthly, and I pay for goods and services with them regularly without Visa or Mastercard learning my purchasing behavior to sell to advertisers.
Sure cryptocurrency is not as widely accepted online or in person locally as US dollars, but it is far easier to spend those same places than my Euros which actually meets your definition of money.
A medium that can be exchanged for goods and services and is used as a measure of their values on the market, including among its forms a commodity such as gold, an officially issued coin or note, or a deposit in a checking account or other readily liquefiable account.
Sure cryptocurrency is not as widely accepted online or in person locally as US dollars, but it is far easier to spend those same places than my Euros which actually meets your definition of money.