[flakeoil]

Unfortunately because of the too low for too long interest rates the landlords building cost them too much which is why their rent is too high.

In any case, there is no reason people cannot put some money aside each month and earn some interest every year. And on top of that the house prices will not increase, at least not insanely as in the past, so you have a chance to catch up if increasing your salary and savings for a few years.

[carlosjobim]

If tenants had enough surplus income to put into any meaningful savings, then landlords would increase rents accordingly to scoop up that money. Their entire business is to maximise the amount of rent extracted from the tenants.

It's unrealistic that renters could save themselves out of the hole they are in. Their efforts are much better spent making drastic career changes, high risk investments, or even extreme measures such as drug dealing or moving to another country, than thinking they can beat a game that is completely rigged against them.