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by Domenic_S
798 days ago
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> average consumer is with their health insurance provider for about 3 years Are they? That sounds right for how long they're with an employer, but if I move companies I'm probably going with the same insurance carrier under the new company's plan. The total list of carriers [0] is pretty dang small (and not every licensed company is doing new policies). Even if what you say is true it seems like reciprocity would make up for it - Company A pays and Company B benefits like you say, but for every situation like that there's a situation where Company B pays and Company A benefits. [0] https://www.insurance.ca.gov/01-consumers/110-health/20-look... |
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At least middle sized companies seem to change insurers commonly enough that both my wife and I have had our employers change said insurers in the middle of our employment.