[ArtTimeInvestor]

According to Google, $100K is less than 10% of the average american household wealth.

[vundercind]

10% of median American household net worth would have been under $20,000 in 2023. And not all of that’s liquid (housing).

[throaway893]

The average is completely irrelevant here. You'd have to look at the median household wealth of young parents (if they even have a household!).