[makeitdouble]

Answering:

> I’m talking about stuff like navigating health insurance, paying taxes, budgeting, managing credit, home maintenance, vehicle care.

With:

> We don't hold kids back anymore and we don't suspend kids anymore

is a truely weird logic to me. Is it related ? Or are you offering to let kids get credit lines and suspend them over their mismanagement ?

That could actually be a great idea TBH. And while we're at it, adults could also get suspended or have to attend additional courses, instead of getting thrown into debt spirals.