[sanderjd]

I'm very curious about this too.

My understanding of it is that you have something of great value right now, which is that 2.7% loan.

I think the conventional wisdom on not selling the property has less to do with the cash flow and more to do with having that very cheap debt leveraged such that you "get" the return on the value of the entire property rather than just your portion of equity in it.

But I think individuals, for pretty good reasons, put a higher premium on cash flows in the shorter than on-paper wealth in the longer term.

But I wish I knew the specifics of how to quantify the value of that fixed loan relative to investment returns.

And even if there is a strong quantitative argument for holding onto the property and renting it, I think there is still a strong qualitative argument for "I'm a person with other things to do, I'm not a rental business proprietor".