[vasco]

You can work a whole life for generation wealth only to have your kid spend it all in one month as soon as you die. Or to waste away not doing anything while receiving monthly from a trust fund.

Everyone decides what their life to be about, but I'd reflect on leaving too much of your life's meaning to "kick in" only when you're dead. If your whole purpose is to "set your family up forever", a lot of that is out of your control. Whereas if your purpose is to hang out have fun and support each other's goals, usually you can do that right away