[smsm42]

If you say "I'm gonna fight the evil 1% by educating people how to lead lives without debt" - that sounds like plan. If you say "I'm gonna fight the evil 1% by giving them money so people in bad debt can take more debt and irresponsible lenders could recover their costs, all while creating tax problems for the recipients of my charity" - that doesn't sound like a good plan. It's like AA giving out free beers, if I'm allowed to use analogies too.

BTW, if you look at what Planned Parenthood does, abortions are about 3% of what they do. So if their model would have 70% prevention, 25% counseling and 3% debt forgiveness, as PP does, I'd say it makes much more sense.