[smsm42]

I don't think refusing to pay the debt you took voluntarily and spent is ethical or moral. Charity is laudable, even one that I think is misguided, but I don't really think suggesting people defraud their lenders an masse is a good idea. OTOH, I think chances of such campaign to succeed is extremely low, so it becomes just pure charity.

[jchrisa]

If you think there is a moral claim that debts should be paid, you owe it to yourself to read Debt: The First 5000 Years and then see how you feel.