[ThomasGokey]

> If somebody took the money, the money have to come from somewhere. If you allow people to take money and not repay it, this money have to come from somewhere.

Actually that's not the way it works. The banks don't have to back up their loans with real money. When a bank makes a new loan they just create it out of thin air, it's a few digits on a hard drive and a few pieces of paper and "poof" a new debt is born. You have to pay the debt back with very real money and do very real work to earn the money. But in order for the bank to make a new loan they just make it up.

Our system is designed to redistribute wealth from the bottom to the top. That's why we need a new system.

[smsm42]

You mean those people that get welfare payments - they actually have their wealth taken from them and transferred to the likes of Steve Jobs and Marc Zuckerberg? And if this system weren't in place it would be that the current welfare recipients would be millionaires and Jobs and Zuckerberg would have nothing? Somehow that does not look like an adequate description of reality.

As for building a new system - so far such attempts ended up with North Korea, Soviet Union and other atrocities - but maybe you could do better. Good luck with it.