[Clubber]

We're pretty close. Obamacare covers a lot of people and employers are required to provide it if they have over 50 employees. Any hospital is required to treat anyone who comes in, regardless of ability to pay. It's sloppy and it's expensive if you don't qualify for ACA subsidies, but if you want healthcare/health insurance in the US, you can most likely get it if you try.

[fwip]

Conflating health insurance with health care is a common American mistake.

Having the ability to pay every month for health insurance doesn't do much to protect you from losing everything to health-related bills. Unless, of course, you are rich enough to afford the 'Cadillac' health plans.