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Some YouTuber talked about this and I think they were pretty on point: Of course for consumers this could all happen in some app on the phone.

But a 3rd party app will always be less integrated, have less permissions than functionality included by the manufacturer.

And for all this AI integration wide access is pretty much required as you'd want it to access your photos, notes, all kind of apps, etc.

This way manufacturers would have too much leverage over companies developing that kind of AI, as they could always develop better features than them with their own AI agent.

I think Apple Watch is a pretty good example of that already. Third party watches will never be as good as Apple Watch just because Apple won't let them.