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by hn_throwaway_99
805 days ago
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I think there should be changes in laws that limit someone else's liability based on what you are driving. For example, look at the viral report of a minor fender bender of a Rivian that was quoted for 40k in repairs. While going in-depth this particular instance looked more like border-line insurance fraud, I think it's ridiculous that if you decide to drive an exceedingly fragile (at least when it comes to repair costs) vehicle that other people on the road should be responsible for that. Like if I use a faberge egg as a hood ornament and someone dings it, do I get to sue them for a couple million? It feels like limits on vehicle liability will at the very least force car makers to take repairability into consideration when designing their cars. |
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The problem is that the manufacturers are incentivized to build them with high repair costs based on how they make money… they make a ton from parts. And there are massive changes forecast for the parts market.
If you really want to dig in, and you may know all of this already, this is a great article outlining the transition currently happening for tier1 parts suppliers:
https://www.bcg.com/publications/2023/growth-strategy-tier-o...
All of these changes are coming out in the insurance industry, but the insurance industry is constrained by what insurance commissioners will allow, and of course there’s the point you are making at core — they’re not making parts affordable because it’s become a profit center for them. A lot of money is now being made in the backend as companies optimize their supply chains for BEVs.
Take a look at the New Strategies section of that article.