[pxeboot]

> Wouldn't said trampoline simply not be covered by the policy since you lied about it?

This doesn't stop expensive lawsuits, even if they ultimately don't pay the claim.

[potatolicious]

Also doesn't stop the lawsuit between the policy holder and the insurance company, which also costs money.

Whereas your ability to sue for a non-existent policy (or one where that was unambiguously canceled) is... much less.