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by wbl 808 days ago
If you are such a risk when driving no insurer will touch you, I would like you off the road.
2 comments

In practice what actually happens is that these people will drive anyways and cause damage before being pulled over, except now they have no insurance and it’s a whole mess.

It is also the theory behind universal healthcare coverage, because people will have medical issues that eventually end them in the ER regardless of coverage status and someone has to get paid for services rendered. And also insurers will literally take any excuse to deny coverage if they can.

I'd prefer that nearly all of us were off the road, but in practice we've not built a world that allows such a lifestyle.