[bruce511]

>> if you think the financial system is unfair

The financial system is certainly unfair. Life is unfair, from the moment you are born to the moment you die. This has nothing to do with "fairness". This has to do with personal financial management. There are rules to the game. Use them, don't use them, it's completely up to you.

If you want to change the rules to make them more fair, then by all means go for it. I'm not sure that any system you divide will ultimately be fair since it has to operate in an unfair world. The current system protects wealth at pretty much any scale. You are welcome to leave your wealth unprotected if you choose. That's your right.

[sanderjd]

Yep, as you alluded to, the rules of "the game" are not static. It's good to advocate for changing the rules to make them more fair, and it's bad to advocate for the unfair status quo (which is what you've been doing), or changing them to be even more unfair.