[Repulsion9513]

Ah right so because you can afford your mortgage payment you should also... be able to pay a lawyer and form an LLC and throw a bunch of money at it every year?

(Also as I said elsewhere in some states - Texas - they can't seize your home anyway, excepting stuff like mortgages)

[bruce511]

It's not as simple as that, and will differ from person to person based on their situation, risk profile, and jurisdiction. Consult your financial advisor to see the best approach for you.