[dragonwriter]

> Kill Fannie & Freddie and the 30-year mortgage goes away.

Probably not; without them, the norm wouldn't have been created, but while rates for them may change those going away won't remove the expectation and, given the expectation, the market will find a rate af which it can fill it.

Mortgages in general will be less attractive, though.

[JumpCrisscross]

> while rates for them may change those going away won't remove the expectation and, given the expectation, the market will find a rate af which it can fill it

Fixed-rate 30-year mortgages don’t exist, except for the very rich, in most of the world. The unsubsidised price of the instrument likely collides with popular conceptions of usury.