[patch_cable]

Not sure about the others, but I have had no problem getting life insurance as a private pilot. Some companies won’t touch it, but plenty will.

[bombcar]

It's a matter of risk balancing. A private pilot is more likely to die in a private plane crash, but also more likely to be able to afford paying for insurance.

What insurers don't like is someone who throws off their "books" unexpectedly.