[andyobryan]

I forwarded this to my mother, who is a retired teacher. She was lauded for her teaching abilities and always had top scores on her evaluations. They even tried to get her to stay upon reaching the required years to retire, but health / back issues forced her to retire.

I thought this would be great for some post-retirement income. She has years of experience, so possibly, the planning part would come easy to her AND the side benefit of not actually having to TEACH the little stink-pots...