[reducesuffering]

I wouldn't trust any benefits Robinhood is offering to be around for the long term. They started their interest earning cash account around the Fed Funds rate (was 2%), but now Fed Funds is at 5.25% and Robinhood is again slashing it from 1.5% currently to 0%. Only by paying a subscription do you get approximately the Fed Funds rate which no decent interest earning bank account is that bad.

[millzlane]

Yea, I went with SoFi because they offered points for things like direct deposits and invites. But they scaled it back after a year or two. They even got me on a personal loan they said they'd give $1000 in free crypto for and never paid it out.